May 27, 2025
deanolsoninsAuto Insurance for Young Drivers: Tips for Parents and Teens
Navigating the auto insurance world can be daunting, especially for parents and teens experiencing it for the first time. Young drivers are statistically more likely to be involved in accidents, so finding the right coverage is crucial. We will provide essential tips for parents and teens to help them be well-prepared and adequately insured. Understanding […]
April 28, 2025
deanolsoninsInsurance Considerations When Leasing vs. Buying a Car
Deciding whether to lease or buy a car involves weighing various factors, including insurance options. Here are some key points to consider when evaluating insurance for leasing versus buying a car. Insurance Requirements for Leasing Leasing a car typically involves specific insurance requirements set by the leasing company. These requirements often include higher coverage limits […]
March 27, 2025
deanolsoninsMultigenerational Life Insurance Planning in Minnesota
Life insurance is a powerful tool that can be crucial in multigenerational planning for Minnesota families. It can offer financial security, secure the continuity of family businesses and assist in the seamless transfer of wealth across generations. Family Business Considerations For families with businesses, life insurance can be a vital component of succession planning. It […]
February 19, 2025
deanolsoninsWhat Does High-value Home Insurance in Minnesota Cover?
All homeowners should understand the importance of adequate home insurance, as appropriate policies can make all the difference in the aftermath of accidents and other unexpected situations. However, not all home insurance policies are the same. While many homeowners may fulfill their needs with standard coverage, some may require especially robust policies. Fortunately, high-value home […]
January 23, 2025
deanolsoninsWinter-Proofing Your Home: Does Your Homeowners Insurance Cover Snow Damage?
As winter approaches, it’s essential to prepare your home for the challenges of colder weather—particularly snow and ice. Winter-proofing your home can help prevent damage and ensure your property remains safe and comfortable throughout the season. Understanding Snow Damage Coverage Homeowners insurance typically covers a range of winter-related damages, but the specifics vary depending on […]
December 18, 2024
deanolsoninsAuto Insurance for Electric Vehicles: What You Should Know
While EVs offer numerous benefits, such as lower fuel costs, they also come with unique considerations that can affect auto insurance premiums and coverage needs. How EV Ownership Impacts Auto Insurance Costs One of the primary factors influencing insurance costs for EVs is the vehicle’s higher purchase price compared to traditional gasoline-powered cars. EVs often […]
November 25, 2024
deanolsoninsThe Hidden Costs of Flood Damage: Why Flood Insurance Is Worth It
Heavy precipitation, rapid snowmelt and many other circumstances can quickly lead to floods and the threat of significant property damage. In fact, floods are among the most common and damaging natural disasters, often affecting thousands of U.S. homeowners every year. But still, many property owners may not be fully aware of the importance of flood […]
October 17, 2024
deanolsoninsIs There a Special Type of Insurance for Vacant Homes?
Owning a vacant home presents unique challenges. Whether you’ve inherited a property, are in the process of selling your home, or have a rental property between tenants, it’s crucial to understand the insurance implications. Understanding Vacant Home Insurance A vacant home is more susceptible to risks such as vandalism, theft, and damage from undetected maintenance […]
September 24, 2024
deanolsoninsHow Does Your Industry Impact What Business Insurance You Will Need?
As a business, you are likely aware of the important role insurance plays in your risk management and loss control efforts. However, while general awareness of your need for coverage is a good first step, you should also understand that all businesses may require different types of insurance. Many aspects of your organization’s unique circumstances […]
August 19, 2024
deanolsoninsThe Benefits of Life Insurance for Minnesota Families
Life insurance can be essential for well-rounded financial planning, offering a range of benefits that are valuable for families in Minnesota. From financial security to peace of mind, life policies can provide a safety net that protects your loved ones in times of need. Financial Security and Stability One of the primary benefits of life […]