High-value Home Insurance in Shoreview and Roseville, MN
Keeping High-Value Homeowners in Shoreview and throughout eastern Minnesota protected against Risk
Whether you have a large amount of acreage on your property or you have specially designed counter-tops and cabinets, you may be a high-value homeowner. If you’re a high-value homeowner or if you aren’t, you face risks that can be costly, and for this reason you need some form of protection. Insurance provides necessary protection, and at Dean Olson Insurance Agency we have a complete high-value home insurance program.
If you are a high-value homeowner then through our program we will keep you fully protected. A traditional homeowners insurance policy or plan may not suit you, so we’ll carefully analyze your needs, and once we understand your needs, we’ll identify the right coverages. The coverages that we identify for you will have the right limits and will also be available to you in the most cost-efficient ways possible.
High-Value Home Insurance Coverage Details
Key elements of high-value home insurance policies and plans are replacement cost value and liability coverage. We insure high-value homes for a minimum of $500,000, and this ensures that the costs of home or home-related asset replacements and of liabilities are covered. We often insure for more than $1 million in order to keep clients properly covered.
We have access to markets that are appropriate for virtually any high-value homeowner. If one owns a historical home or owns a home in a historical district, we can insure him or her. Also, if one is remodeling, has staff living on-premises, or has high-value items on display, we can provide him or her proper protection. We work with A-rated carriers like Chubb, Encompass, and Westfield, and as a result there is almost no high-value homeowner whom we can’t insure.
The coverages from which you can choose include but are not limited to:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
We’re experienced insurers of owners of multiple homes. In some cases, the homeowners whom we insure own homes in different countries. Regardless of the locations of homes or the values of homes that we insure, we provide the right amounts of coverage and we also always make sure that policies and plans that we write are fitting.
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Experienced, knowledgeable agents providing security for you and your high-value home
We take a hands-on and detailed approach to insuring high-value homes. We provide specialized, on-site inspections and we carefully shop on clients’ behalves for the right coverages. Also, we make sure that high-value home insurance clients have direct access to their agents. Our agents who deliver high-value home insurance are dedicated to their high-value home insurance clients and are reachable at any time. These agents also provide policy or plan reviews at all times that reviews are necessary or are requested, and also they explain coverages and potential needs for changes to coverages to clients in ways the ensure that clients fully understand the insurance that they purchase.
We can modify the wording of policies and plans, and this is something that most carriers will not do. Also, we are highly educated about high-value homes and about the protection of luxury items. For these reasons and others, we provide the best possible high-value home insurance.
Additional High-Value Home Insurance Information:
We’re proud to provide high-value home insurance in Shoreview, Roseville, North Oaks, Woodbury, St. Paul, and Minneapolis, MN. We also serve other areas in Minnesota and we serve Wisconsin.