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As water freezes, it expands, which can cause pipes or other containers to break. As temperatures drop, the risk of an incident from frozen pipes increases. According to State Farm, around 250,000 families experience damage to their home from frozen pipes each winter. Here's what you can do to help lower your risk:

  1. Remove and drain any hoses attached to the outside of your home. If you have other outdoor water sources, like a sprinkler system, make sure those are drained as well.
  2. Identify areas in your home that are susceptible to lower temperatures, like a utility room, and keep a close eye on the pipes in those areas.
  3. Maintain good insulation by sealing around any openings to the outside, like dryer vents, windows, and doors. In addition, check and add to the insulation in attics, basements, and crawl spaces.
  4. Install pipe sleeves to exposed pipes to provide better insulation.
  5. In times of extreme cold, it can help to let water drip slowly from the faucet. This allows some of the pressure to escape through the faucet.

If you do experience water damage from a frozen pipe, the bill can add up quickly. Luckily, it will typically be covered by homeowner's insurance so long as you've taken reasonable precautions to keep the building heated.

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Our Location

Dean Olson Insurance Agency

Dean Olson Insurance Agency

3570 Lexington Ave North Suite 201
Shoreview, MN 55126
Main office: 651-633-0408

Our Providers

“I never doubt Dean's integrity, meaning he is working to find the best product that meets my needs at the best price.”
Mary Daniel
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Nicole Demuth
“Dean, you are thoughtful about the policies you offer. They make good sense for my needs. You also provide outstanding service. Lastly, you are very personable and a pleasure to work with.”
Louis Tschudy
“When we unexpectedly had a problem with our auto coverage, it was very helpful to be working with an insurance broker who had experience and knowledge of multiple insurance companies. Dean was very thorough and worked with us on a tight timetable, following our move to the area.”
Ross Johnson
“Dean has always been very good with all our insurance needs always gets us the best price possible and takes his time talking with us always prompt getting back to us.”
Glenn Swanson
”Dean takes the time to explain complicated insurance issues in plain language. He learns about your individual situation and helps you to pick the insurance that's right for you, and that something you can't get from a website or an app.”
Conrad Workman
“Newer customer who left American Family after 30 years due to service. Met with Dean and he reviewed my existing coverage and sourced multiple companies to find the better coverage and provide cost savings over my old coverage.”
Jan Aamodt
“I’ve learned more from Dean about insurance than I’ve ever learned before. He has patience to answer questions and I feel like he truly looks out for my best interest!”
Rhonda Gasiorowski
“For two decades we have been working with you on all our insurance needs. Always we have received timely service, great info and high quality product at a fair price point.”
Oliver Papp
“Dean has been easy to reach for questions, extremely kind and caring in explanations, and great about helping me with the best insurance options available.”
Michelle Horn
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Mary Kappel
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Gary Savage
“I have recommended you to my son and others. Thanks!”
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