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Home > Newsletter > Summer 2018

Summer 2018 Newsletter

For many owners of classics, their car is more than just a car: it's an investment, a dream realized, the outcome of a lot of hard work. If any of these apply to you, you'll want to make sure it's protected with the right insurance. Because antique and classic vehicles are all so different, your insurance will need to be crafted specific to your vehicle and how you intend to use it.

While standard auto insurance can provide the legal requirements to use your classic, specifically liability coverage, it isn't designed for rare, antique, or classic cars. An insurance policy designed for classic cars will usually provide:

  • Agreed Value Coverage. Agreed value means you and the insurance company agree on a value for the vehicle before the policy is written. In the event of a total loss, you're paid this amount, less any deductible. There is no deduction for depreciation like you'd find on a standard auto policy.
  • Spare Parts Coverage. Many classics can be finnicky. A good classic car policy will include coverage for spare parts.

Other coverage options you may want to consider are:

  • Flatbed Towing Coverage. A safer towing option than traditional tow trucks.
  • Personal Effects Coverage. Pays for personal items that are stolen or vandalized.
  • Emergency Travel Expenses. Pays for things like a hotel if your vehicle breaks down away from home.
  • Inflation Guard. The vehicle value is automatically increased at certain intervals.

Your classic car is rare and unique. Make sure you're properly covered by working with us to insure your vehicle with a policy that values your ride as much as you do.

 

What can a Pufferfish teach you about home security?

Watch this fun video from our partner, Travelers Insurance, to find out.

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Things to do this summer

Looking for some fun ways to spend the summer? Explore Minnesota's website can help.

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Dean Olson Insurance Agency
3570 Lexington Ave North Suite 140
Shoreview, MN 55126

Phone: 651-633-0408
Fax: 651–304–1511 
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
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